Phishing is a type of online scam or cybercrime where an attacker attempts to trick someone into divulging sensitive information such as login credentials, credit card numbers, or personal information by posing as a trustworthy entity in an email, message, or website.
The information is then used to access important accounts and can result in
identity theft and financial loss.
The attacker often sends an email that appears to come from a legitimate
source, such as a bank or social media platform, and includes a link to a fake
website that looks like the real thing. The victim is then prompted to enter
their personal information on the fake site, which is then captured by the
attacker.
Phishing attacks can also be carried out through phone calls ('vishing' -voice phishing) or text messages ('smishing' - SMS Phishing) and may use social
engineering techniques to trick the victim into divulging sensitive information
or performing an action that can compromise their security. It's important to
be cautious when receiving unsolicited messages or emails, and to verify the
authenticity of any requests for personal information before responding.
Common Features of Phishing Emails:
Too Good To Be True - Lucrative offers and eye-catching or
attention-grabbing statements are designed to attract people’s attention
immediately. For instance, many claim that you have won an iPhone, a lottery,
or some other lavish prize. Just don't click on any suspicious emails. Remember
that if it seems to good to be true, it probably is!
Sense of Urgency - A favorite
tactic amongst cybercriminals is to ask you to act fast because the super deals
are only for a limited time. Some of them will even tell you that you have only
a few minutes to respond. When you come across these kinds of emails, it's best
to just ignore them. Sometimes, they will tell you that your account will
be suspended unless you update your personal details immediately. Most reliable
organizations give ample time before they terminate an account, and they never
ask patrons to update personal details over the Internet. When in doubt, visit
the source directly rather than clicking a link in an email.
Hyperlinks - A link may not
be all it appears to be. Hovering over a link shows you the actual
URL where you will be directed upon clicking on it. It could be completely
different, or it could be a popular website with a misspelling, for instance
www.bankofarnerica.com - the 'm' is actually an 'r' and an 'n', so look
carefully.
Attachments - If you see an
attachment in an email, you weren't expecting or that doesn't make sense, don't
open it! They often contain payloads like ransomware or other viruses. The only
file type that is always safe to click on is a .txt file.
Unusual Sender - Whether it looks like it's from someone you don't know
or someone you do know, if anything seems out of the ordinary, unexpected, out
of character or just suspicious in general don't click on it!
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